Hi , so i bought some stocks through the year from Charles Schwab , and all i have done is held them , i have never sold any yet . Do i have to report this for taxes? Also i got some money in " Betterment" robo advisors , throughout the year it has been up and down , right not i am up about 50 dollars total and have been allocated about a dollar and 95 cents in dividends, does this need to be reported? thanks